Up Lending is your trusted mortgage partner in Virginia — known for fast approvals, transparent pricing, and stress-free homeownership solutions tailored to your needs.
From first-time buyers to seasoned investors, we offer a full range of loan programs including VA Loans, FHA Loans, DSCR Loans, and Conventional Mortgages.
We guide you. We support you. We work for you. Our mission is to make your mortgage journey simple, clear, and rewarding from start to finish.
When it comes to getting a mortgage in Virginia, work with a lender who puts your goals first — Duane Buziak, NMLS #1110647.
Please note: UpLending.com is Duane Buziak's independent Virginia mortgage brokerage and is not affiliated with, endorsed by, or connected to Uplend (a Toronto-based equipment financing company) or UpLend Financial (a Southern California lending company). If you're looking for either of those companies, please visit their official websites directly.
CHECK TODAY'S RATEWe (Up Lending) simplify the mortgage journey by combining advanced technology with deep industry expertise. Our (Up Lending) personalized financing solutions are designed to fit your unique needs, giving you clarity, confidence, and control every step of the way.
Helping families find their new homes since 2014
See which loan fits you better — FHA or Conventional
Heroes save an average of $3,000 when buying or selling a home with us — $6,000 if they do both! These savings are what Homes for Heroes and our local specialists provide our heroes. No red tape. No hidden fees. No catch.
You may also qualify for federal HUD, state, county, or local first-time home buyer programs, down payment assistance, or grants. Unlike other organizations that promote these government benefits without verifying eligibility, we focus on our guaranteed savings. If you’re eligible for additional programs, we’ll help you access those as well, further boosting your savings.
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Get a Mortgage Quote quickly to compare rates and find the best deal for your dream home. Save time and money with personalized offers tailored to your needs
It’s possible using alternative records like rent or utility payments. Up Lending help you explore the best options to fit your situation.
Lenders review your income, credit history, employment, and debt-to-income ratio. We guide you through the process to make qualifying simple and clear.
Most lenders ask for recent pay stubs, W-2s or tax returns, bank statements, and a valid ID. Self-employed borrowers may qualify through alternative documentation like bank-statement programs instead of traditional tax-return income.
Pre-qualification is a quick estimate based on information you provide, while pre-approval involves a lender actually verifying your income, assets, and credit — giving you a stronger position when making an offer on a home.
Yes. Self-employed borrowers and business owners often qualify through bank-statement loan programs, which use actual cash flow instead of tax-return income — a common solution when write-offs lower your adjusted gross income on paper.
